As you read these words you may be thinking about the Christmas and New Year activities you plan to enjoy with your families and friends. Perhaps it wouldn' t be a bad idea to also give some thought to the fact that we are at the threshold of a new millennium. It' s only natural for us to wonder what lies ahead: How will our lives develop? What course will our careers take? What challenges will we face in the near and more distant future? Where will we be a year, five years and ten years from now?